The Buying Process: What to Expect

1. Finding Your Property & Getting Pre-Approved

This is where the excitement begins! We'll start by discussing your vision for a home or investment property in the Northwoods, considering your needs, wants, and of course, your budget. At this stage, obtaining bank pre-approval is incredibly helpful. It gives us a clear understanding of your purchasing power, makes your offers more attractive to sellers, and streamlines the financing process later on.

2. Crafting Your Offer

Once we find that perfect property, I'll help you prepare a comprehensive Offer to Purchase. This document outlines not just the price you're willing to pay, but also important terms like contingencies (e.g., subject to inspection), closing dates, and inclusions.

3. Negotiation

It's rare for an initial offer to be accepted without any discussion. This is where my negotiation skills come into play. We'll work together to respond to counter-offers, aiming to reach a price and terms that work for both you and the seller. This back-and-forth can involve price adjustments, repair requests, or other details.

4. Securing Your Financing

With an accepted offer in hand, you'll move forward with formally securing your mortgage or other financing. This involves providing detailed financial information to your lender. I can also offer valuable referrals to local lenders who understand the unique aspects of properties in our area.

5. Inspection and Appraisal

To protect your investment, professionals hired by the bank (or you) will conduct a thorough property inspection to identify any potential issues. Simultaneously, an appraisal will be done to independently determine the property's market value, ensuring it aligns with the purchase price for the lender.

6. Closing Day!

This is the culmination of our efforts. At closing, all the legal and financial documents are signed. You'll pay the agreed-upon purchase price (with your financing in place), and the seller will officially transfer ownership of the property to you. You'll get the keys, and your Northwoods dream becomes a reality!

The Selling Process: What to Expect

1. Preparing Your Property

First impressions are everything! We'll work together to ensure your property is presented in its best light. This can involve decluttering, minor repairs, professional cleaning, or staging advice. A well-prepared property stands out and can significantly impact buyer interest and offer prices.

2. Listing Your Property

As your real estate agent, I'll strategically list your property on the market. This involves professional photography, compelling descriptions, and leveraging cutting-edge technology through Lasier Realty Inc. to maximize exposure across various platforms, reaching qualified buyers.

3. Receiving and Reviewing Offers

Once your property is listed, potential buyers will start submitting offers. I'll present each offer to you, carefully explaining the terms, contingencies, and pros and cons of each.

4. Negotiation

Just like with buying, negotiation is a key part of selling. We'll discuss each offer, formulate counter-offers if needed, and strategically negotiate with buyers to achieve the best possible price and terms for your sale. My goal is to maximize your return and ensure a smooth transaction.

5. Closing Day!

The final step is closing. At this meeting, all the necessary paperwork is signed, and the ownership of your property is officially transferred to the buyer. You'll receive the proceeds from the sale, completing your real estate journey.

I'm here to guide you through every one of these steps, ensuring clarity and confidence. My knowledge of Oneida, Vilas, Price, and Iron counties, combined with a professional, client-focused approach, means you'll have an advocate every step of the way.